But you must be proactive to get your payment.
Insurance Company pay more than $ 60 billion to Americans every year.
But many rules for claims. Here's how you do it.

How to Claim Insurance Money in Your City
- Find your insurance services.
You do not need a specific policy for claim. If you know the location and the name of the company or know the name of your insurance company agent, Your insurance policy number will be quickly found.
- Ask for a death certificate
You must provide the death certificate if you want to claim your insurance.
- Fill out the claim form.
Some insurance companies have a claim formular online. You can also contact the insurance company to get the document.
- Send documents.
Some questions on the claim form are usually who you really are and people who died. And then how you pay for it.
- Waiting for a claim commission.
Generally, your car insurance company will pay about a week after the claim.
How to get the disbursement of insurance claims
There are two main ways to get cash money from your insurance company.
1. If money is too big - If like this, you will be offered like checking account. That is, using money anytime.
2. Paid in installments - The insurer can delay payment of your claim by offering several options:
3. Payment of interest
4. Period fixed
5. Fixed amount
6. Life income
If the deceased was still working she may have his own insurance at his workplace. If it happens like this, the company he works for who contact the heirs.
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