But you must be proactive to get your insurance.
Insurance Company pay as much than $ 60 billion to Americans a year.
But many rules for claims. Here's how you do it.
How to Get Insurance Money in Your City
- What is the name of your insurance product.
You do not need a policy number to file a claim. If you know the name of his service or be familiar with your insurance product agent, The policy number can be found.
- Get death certificate
Always prepare the death certificate when you file a claim.
- Fill out the company's claim paperwork.
Many insurance providers already have an online form. You can also contact the insurance company to get the document.
- Submit claim document.
The basic question asked is usually who you really are and deceased person. And then how would you like to be paid.
- Waiting for payment.
In general, your life insurance company will pay about two weeks after the claim.
How to receive claim money
Two frequently used ways to earn money from your insurance company.
1. When in large quantities - If like this, you will get the money as it is in form checking account. That is, using money anytime.
2. In installments over time - Payment for you may be delayed by the company by offering several options:
3. Interest payment
4. Fixed period
5. Fixed amount
6. Life income
If the deceased was still working he or she may have had group life insurance at work. In this condition, the company where the deceased works who contact the heirs.
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