But you must be proactive to get paid.
Insurance companies pay more than $ 60 billion to Americans a year.
But many policies are not claimed. Here's how to claim your insurance.

How to Have Your Insurance Money in Your City
- What is your insurance product.
You do not need a policy on hand to claim. If you understand well the name of the company or know the name of the agent of his company, The policy number can be found.
- Ask for death certificate
Always provide the death certificate if you want to claim your insurance.
- Fill out the company's claim paperwork.
Many insurance providers already have claim forms online. You can also contact the insurance company to get the document.
- Send form claim.
Some questions on the claim form are usually all about you and people who died. And then how would you like to be paid.
- Wait for payment.
Insurers generally, the insurer will pay about two weeks after the claim.
Step to earn claim money
There are two steps that need to be done to earn money from your insurance company.
1. If the claim money is very much - In this condition, you will be offered like checking account. That is, withdraw money any time.
2. In installments over time - The insurer can delay payment of your claim by offering several options:
3. Interest payment
4. Flat Payment
5. Fixed amount
6. Life income
If the deceased was still working he or she may have had group life insurance at work. In this condition, the company where the deceased works who contact the heirs.
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