But you must be active to get paid.
Insurance Company pay as much than $ 60 billion to Americans every year.
But many rules for claims. Here's how you do it.

How to Have Your Insurance Money in Your City
- Find your insurance services.
You don’t need the policy number. If you understand well the name of the company or know the name of the agent of his company, Your insurance policy number will be quickly found.
- Ask for death certificate
Always prepare the death certificate if you want to claim your insurance.
- Fill out the claim form.
Many insurance providers already have claim forms online. You can also contact the insurer to get the online form.
- Send form claim.
Some questions on the claim form are usually full story about you and deceased person. And then how you want to be paid.
- Waiting for a claim commission.
Usually, your life insurance company will pay approximately one week after filing.
How to receive money
There are two main ways to receive money from your insurance company.
1. If money is too big - In this condition, you will be given a solution like checking account. It means, use money anytime.
2. Gradually - Financing your claim can be phased out by the company by giving some options:
3. Interest payment
4. Flat Payment
5. Fixed amount
6. Life income
If the deceased was still working he or she may have had group life insurance at work. In this case, the company where the deceased works who will contact the closest family.
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